Prepare for Hurricane Season: Essential Steps to Protect Your Home and Family

Each year as hurricane season approaches, we remind you that now is the time to take proactive steps to protect your home, your loved ones, and your peace of mind. While no one can predict exactly when or where a storm may hit, proper preparation can significantly reduce risk and help you respond with confidence when severe weather strikes.

1. Review Your Insurance Coverage

Don’t wait until a storm is in the forecast to evaluate your policies. Make sure:

• Your homeowners or renters’ insurance is current and includes wind and flood coverage.
• You understand your deductibles and coverage limits.
• You have a digital and physical copy of your policy stored in a safe, accessible place.
• Understand the difference between homeowners and flood insurance and what each will cover.

2. Update Your Emergency Kit

A well-stocked emergency kit is vital during and after a storm. Essentials include:

• At least a 3-day supply of water (1 gallon per person per day), non-perishable food, and disposable paper goods. You don’t want to waste your water washing dishes.
• Flashlights, extra batteries, a first aid kit, and necessary medications.
• Personal hygiene items, important documents, and cash.
• A portable phone charger and NOAA weather radio.
• An axe in case you have to get to the roof.

3. Know Your Evacuation Plan

Familiarize yourself with local evacuation routes and emergency shelters:

• Identify the nearest shelter and pet-friendly options.
• Keep your gas tank full during hurricane season.
• Practice your evacuation plan with all household members.

4. Secure Your Property

Loose items in your yard can quickly become dangerous projectiles during high winds. Take time now to:

• Bring in patio furniture, grills, and garden tools.
• Trim trees and remove dead branches.
• Reinforce windows with storm shutters or plywood.
• Inspect your roof for loose shingles and make necessary repairs.
• If you are unsure if it could be a projectile, secure it. Don’t take chances.

Stay Ready, Stay Safe

Preparedness can make all the difference. By taking these simple but critical actions now, you’ll be better equipped to protect what matters most when a hurricane threatens. Stay informed through official weather updates and local emergency management and remember planning ahead saves lives.